over 50s car insurance

Started by: PeterP (8833)

Just took out a new car insurance fully comp £213.Like everyone else i let my fingers do some walking on the computer to get the cheapest quote for me.Always use compare sites then the individual insurers sites to see if its any different in price,sometimes cheaper to do this? Being over 50yrs of age i tried SAGA but found their price to high but was shocked to find RIAS wanted £678 to insure myself.Who says the insurers look after the over 50s?

Started: 7th Oct 2011 at 08:12

Posted by: priscus (inactive)

If anyone is expecting insurance companies to "look after them", they should consider going back to school.

Whether they pitch their quote high, or whether they pitch their quote low they are in business to get your money.

Get the best deal you can. Also ask others of their experience, so as not to be taken by a company whose response is poor, should you make a claim.

Replied: 7th Oct 2011 at 10:14

Posted by: the_gwim_weaper (inactive)

I was offered £101 fully comp, + usual extras for the bike.
Chap waffled and said £500 excess £500 personal.
I ased if this meant I had a £1000 excess on the bike, he said yes. I declined.
Got it for £124 from bennets, £250 excess.

Replied: 7th Oct 2011 at 11:21

Posted by: kenny (inactive)


I tried RIAS last year,going through the pages on-line,discount for off road parking,discount for over 5 years no claims,and another(cant think what)
...Quote....£1800,,,,,I eventually renewed for £380

Talk about cutting the middle man out

Replied: 7th Oct 2011 at 14:28

Posted by: cindy (5921) 

I renewed the wifes insurance in june with Saga for £161, The R.A.C. quoted £288 saved £127. Just renewed my car insurance with Lancaster insurance for £110.Carole Nash quoted £141 saved £31.

Replied: 7th Oct 2011 at 15:50

Posted by: the_gwim_weaper (inactive)

Robbery, and allowed to get away with it.

Replied: 7th Oct 2011 at 16:00

Posted by: baker boy (15574)

barefaced bloody robbery.

Replied: 14th Oct 2011 at 22:07

Posted by: kopitesere (inactive)

i went on Direct line they wanted over £1000 quid got mine for £420 off go compare with Kwik fit.

Replied: 15th Oct 2011 at 01:13

Posted by: staffbullterrier (2224)

my insurance went up £128 from lasy year with no accidents/claims or convictions
my insurance has gone up every year from being 17,it has never gone down
and since turning 50 the rises have been even bigger

Replied: 19th Oct 2011 at 13:25

Posted by: priscus (inactive)

Why are insurance companies allowed to get away with promoting acts of fraud?

Replied: 19th Oct 2011 at 14:02

Posted by: veg grower (inactive)

staffbullterrier - do you compare prices? Most people I know get cheaper insurance as the years go by.

Replied: 19th Oct 2011 at 21:05

Posted by: windmill (20)

I compare insurance companies. The ones who claim to be for over 50 s are the opposite. I call them legal thieves.

Replied: 22nd Dec 2011 at 21:26

Posted by: baker boy (15574)

try over fifties insurance ,its on the web,you go to bluefin brokers who go to rsa ,who are owned by halifax .but they are cheap lv wanted £320 for my policy this year up from £275 over fifties charged me £285 ,and better excess £100 from 250 with lv. give em a try

Replied: 23rd Dec 2011 at 22:59

Posted by: fossil (6855)

I was given a renewal quote of £831,
and I have just got a quote from LV plus,same terms £513.
The robbing sods at Cooperative insurance.

Replied: 24th Dec 2011 at 23:05

Posted by: windmill (20)

Fossil, I am with Lv and paid £322 for a brand-new car fully comp,but as with all insurance companies expect to be quoted more than double on renewal. As I have said LEGAL THIEVES

Replied: 25th Dec 2011 at 22:47

Posted by: truckerdave (2337) 

I sold a Cavalier 1.8 i my insurance was £249 full comp,
I bought a Fiesta zetec 1.2 and am paying £345 full comp, I thought going for a smaller car would be less, yeh right, I've now realised av gone too small, anyone selling a Rover 25 1.4 ?

Replied: 28th Dec 2011 at 13:26

Posted by: windmill (20)

There is no such thing as insurance for the over 50s. Not just cars, house and contents as well. THESE COMPANIES SHOULD BE ON RIPOFF BRITAIN. BETTER STILL CRIME WATCH.

Replied: 28th Dec 2011 at 18:37

Posted by: baker boy (15574)

over fifties are much less likely to make a claim, thats why they offer it cheaper.well thats the theory.

Replied: 28th Dec 2011 at 21:21

Posted by: windmill (20)


Replied: 29th Dec 2011 at 17:02

Posted by: baker boy (15574)

windmill then its ducking and diving to find the best alternative,i was with lv three years.
first year £200 2008/9
2nd year £250 2009/10
3rd year £285 2010/2011
4th year quote £320 good night and god bless never made a claim
don,t matter what happens it keeps sky rocketing, rip off good style

Replied: 30th Dec 2011 at 00:27

Posted by: linma (2689)

Had a letter today from Churchill, they are wanting to put my house insurance up from £199 last year to £316 this year. Rang them and he automatically knocked me £56 off. Will be ringing round.

Replied: 21st Jan 2012 at 12:10

Posted by: baker boy (15574)

be very careful with house insurance,if they ask you have you any valuables over £1500 you would probably say no.big mistake they start going round your house toting up washer,dishwasher etc etc till you have got valuables over £1500.then when you expect to be paid in full oh no sir/madam your valuables are worth more than are'nt properly mates just claimed £1400+ for a burglary got 700+.get yourself down to a reputable independent broker give him your quote and ask him /her to beat it with a good policy.tell them to explain everthing slowly. good luck love.

Replied: 22nd Jan 2012 at 21:23

Posted by: billy (26053) 

tell me about insurances.
when ya have as many candles on ya cake as i have, yous is in bigggg trouble.
no matter how long yous have had accident free, it boils down now to ya age.
one guy told me i wuz a heart attack risk??????i offered him 2 grand to meet me any place of his choosing, and i said i would dance and jab rings around him.winner tek allllll.
he politely declined.

Replied: 25th Jan 2012 at 09:05

Posted by: baker boy (15574)

billy that would be a surprise attack.
the insurance companies think we where all born yesterday , to young, to sick, to old ,to many points on your licence,unemployed ,travel too much,car to big,car to fast, etc ,etc.
it does'nt matter ,what excuse have they for making more profit out of us year in year out.
they have joined the great detestables ,estate agents,bankers,utility companies all rip off swine.

Replied: 26th Jan 2012 at 01:15

Posted by: windmill (20)

Baker boy once again I agree with you fully. Add to your list of rip off swine. Solicitors £100 for a letter. Another garages, Monday I took my car in for a recall, told car was due for 1st service just a normal car £400

Replied: 26th Jan 2012 at 21:12

Posted by: baker boy (15574)

i forgot solicitors,reminded me of this story, my best mate moved away from us circa 1969/70 into his own home.the solicitor charged him £120 for the move when he read the breakdown he was charged £12 ten shillings for stamps.
at the time a stamp was 3d which meant 80 stamps to the pound ,equalled 1000 of them.the bill also stipulated £7 ten bob in the time he was on £20 a week,furious he asked to see the solicitor for an explanation.he was met by a calm serenity from the man who said he agreed it may be a little over the top,to which my friend replied .he wanted a complete breakdown of everything they had done in the conveyance or he was'nt paying a penny,not unexpectedly the bill was very much many others had been ripped off and never questioned this gang of thieves.

Replied: 26th Jan 2012 at 23:53

Posted by: kellysdad (inactive)

Replied: 7th Feb 2012 at 21:27
Last edited by kellysdad: 7th Feb 2012 at 21:28:10

Posted by: Mac (inactive)

Replied: 8th Feb 2012 at 08:33
Last edited by Mac: 8th Feb 2012 at 08:51:51


Note: You must login to use this feature.

If you haven't registered, why not join now?. Registration is free.