General   (General discussion, talk about anything.)

I contracted out of serps for a good few years and the advice was contract back in for the last few years.If you contracted out the government paid their share into the scheme that you chose.I get 171 quid and a bit state pension plus 126 quid a month off my contracted out one plus i drew down 9500 quid as a lump sum.Nowt wrong with contracting out of serps.