General   (General discussion, talk about anything.)

It is because it has become a lot more expensive for insurance companies to pay out claims to repair vehicles, because of global shortages of parts and materials which has driven up prices, so those extra costs have been passed on to the customer in the form of higher premiums, and loss adjusters are working overtime to refuse as many claims as they can, so when giving information for a quote, don't try and save a few bob, by giving false information, because they don't normally check the accuracy of the information which folk give them when asking for a quote, they only check the details when you make a claim, and if there is a discrepancy in the information you have provided to the insurance company, and they end up refusing your claim, then that few quid you save on your premium, won't be worth it if you lose thousands of pounds because of a refused claim.