General   (General discussion, talk about anything.)

Surely it comes down to things which are done on'th insurance, if yoo get poorly sick in the good old US of A, then you put a claim in on the insurance, and so everything charged to the insurance companies is top wack price

Same as over here if you have a bump in your car, and it is your fault, if you are fully comp, then you can pay for it to be fixed yourself, or have it fixed on the insurance, but if it is done through the insurance, then yoo lose your no claims bonus, but the job will be done properly and the repairer will charge the insurance company the going rate, or he may do it on the cheap if you are paying for it yourself, but it might be a bodged job, and I know you have loss adjusters who try and stop profiteering, but it still goes on, and I would imagine it is the same with medical insurance, in that if you have a cough, then you might buy a bottle of Benylin and you treat yourself, and you are right as reign in a few days time, but if you go to a private doctor, and he knows you have Boopa, then he may say that you need a heart and lung transplant, costing three million quid

There is a fiddle in everything